Enyan Denkyira 

Rural Bank

Flexible, short- to medium-term loans tailored to meet your personal financing needs 

Salary Loans 

If you’re suddenly faced with unexpected financial needs, we can help. Our salary loan Facility allows you to get fast access with monthly repayment up to at most 60% of your net monthly salary.

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Salary Loans Features


  • Flexible repayment of up to 60 months
  • Competitive interest rates and fees
  • No collateral or security is needed to apply for a loan
  • No sudden increases due to fixed interest rates
  • Easy to get, less than 24 Hrs to receive facility with all required documentation provided
  • Top-up option available for existing 
  • Insurance: Credit Life Insurance that covers permanent disability and death

Pension Loans

Our pensioners are not left out. Even in your old age, Enyan Denkyira Rural bank is there to help. Our pension loans package is designed to meet the financial needs of retirees. 

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Pension Loans Features

  • Flexible repayment of up to 12months
  • Age limit of up to 70years
  • Competitive interest rates and fees
  • No sudden increases due to fixed interest rates
  • Easy to get
  • Less than 24 Hrs to receive facility with all required documentation provided

Boafo Ye Na Susu Loans 

Our Boafo Ye Na SUSU loan is provided to small scale enterprises or low-income individuals who otherwise would have no access to financial services. It allows people to take reasonable small business and individual loans safely and in a manner that is consistent with ethical lending practices.

03

Boafo Ye Na Susu Features

  • Duration: 6-12Months tenure
  • Competitive interest rates and fees
  • Mode of Payment: Daily, weekly or monthly
  • Security: Cash lien of 30% of the amount applied.
  • Approval and disbursement within 24hours.

Asset Finance Loans

Our pensioners are not left out. Even in your old age, Enyan Denkyira Rural bank is there to help. Our pension loans package is designed to meet the financial needs of retirees. 

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Asset Finance Loans Features

  • Flexible repayment of up to 12months
  • Available to all CAGD salaried workers
  • All products have a one-year warranty 

Dwadifo Mpuntu Loan

This service is provided to small scale enterprises or low-income individuals or groups who otherwise would have no access to financial services. It allows people to take reasonable small business and individual loans safely and in a manner that is consistent with ethical lending practices. 

Our Microfinance loans helps low income earners to get access to funds, creates employment opportunities, and builds capacity to help alleviate poverty.

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Dwadifo Mpuntu Loans Features


  • Duration: 4Months tenure
  • Competitive interest rates and fees
  • Done on group basis
  • Mode of Payment: Weekly
  • Security: Cross Guarantee by each member of the group
  • Initial cash deposit of 10% of amount applied.

Transport Loans

Get your business moving by expanding your fleet of commercial vehicles. Our scheme for commercial transport operators is designed as a one-stop shop for your all commercial vehicle business needs. The processing time of our transport loans is very fast with easy documentation and approval. Below is the list of consumers considered to be eligible for this loan: Individuals, companies, small, medium and large fleet owners, first-time user and buyers, school and colleges

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Transport Loans Features

  • Competitive interest rates and fees
  • Mode of Payment: Daily, weekly or monthly
  • Comprehensive insurance

Spread Overdraft 

Our spread overdraft is a short term loan which is designed to meet the personal or business capital needs of our customers. For businesses, they may offer a good way to resolve sudden cash flow issues. For individuals, such loans are an effective source of emergency funds.

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Spread Overdraft Features

  • Flexible repayment of up to 6months
  • Competitive interest rates and fees
  • No sudden increases due to fixed interest rates
  • Easy to get
  • Less than 24 Hrs to receive facility with all required documentation provided
  • Insurance: Credit Life Insurance that covers permanent disability and death

Advanced Salary

Enyan Denkyira Rural Bank Salary Advance is a personal overdraft tailored to meet your cash flow needs if you earn a salary. It is a cash bridging facility against your next pay cheque or salary credit. It is designed to help cover small but urgent unexpected expenses between pay days. Are you suddenly faced with an unexpected financial needs, we can help. Our Advance facility allows you to get fast access to up to 100% of your net monthly salary

08

Advanced Salary Features

  • Monthly pay back of used limit or a clean-up cycle of 30 days
  • Facility fee of 5% charged on approved limit and at each renewal
  • Pay interest only on the amount that you’ve used during the month

So Me Nsa Loan

We are ever ready to offer a helping hand to our customers through our specialised SO ME NSA Overdraft facility. Are you a salary customer with current account and in need of financial assistance, you can take advantage of our SO ME NSA overdraft with flexible payment terms

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So Me Nsa Loan Features


  • 6 months duration
  • Competitive interest rates per month 
  • Easy to get
  • Approval within 24 hours

REDF Loans

REDF a programme initiated by the Government of Ghana to support small scale rural businesses through financing where Enyan Denkyira Rural bank plc act as participating financial institution facilitating equitable distribution of funds among members within Ajumako Enyan Essiam district, Asikuma Odoben Brakwa district and the Mfantseman Municipality. This initiative is adopted by EDRB to offer financial support to artisans such as seamstress, hairdressers etc

Address

Enyan Denkyira Rural Bank Ltd

P. O. Box 15, Enyan Denkyira, 

Central Region, Ghana., 

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